Category: Insurance Tips


  • When the Customer Is Sexually Harassing One of Your Employees

    Society has become increasingly aware of the problem of sexual harassment in the workplace. Several high-profile offenders have seen their careers harmed or ended. Employers are beginning to realize the harm this behavior among employees can cause. However, the problem might not be the business’s workers; in many cases, it is the customers. Harassment by […]

    April 20, 2018

  • New Law Reduces Ownership Requirement for Coverage Exemption

    A NEW STATE law (SB 189) introduces amendments to an existing law (AB 2883) that defines what constitutes an owner or officer who is exempt from having to carry workers’ comp coverage. The legislation amends the current law (AB 2883) that became effective on January 1, 2017, which limits the ownership percentage of individuals in […]

    April 20, 2018

  • Gender Wage Discrimination Lawsuits Heat up with #EqualPayNow

    While the #MeToo movement has spurred a new wave of sexual harassment lawsuits in organizations throughout the country, there is a parallel trend that is also gaining a foothold: unequal pay lawsuits based on gender or race. Corporate defense lawyers have expressed concern that pay discrimination cases also seem to be on the rise as […]

    April 20, 2018

  • couch in bright room

    Protecting Your Home: Understanding Your Home Insurance Policy

    As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more ways than you may think, helping you rebuild your home or repair damage that results from a […]

    April 16, 2018

  • blooming tree

    Prepare for Warmer Weather with These Home Maintenance Tips

    “No winter lasts forever; no spring skips its turn.” That’s a quote from author Hal Borland — but another favorite saying might be even more appropriate for this time of year: “Be prepared.” After all, warmer weather brings plenty of risk to go with its beauty. If you aren’t ready, you could find yourself with […]

    March 22, 2018

  • beware of dog

    Do I Need to Tell My Insurance Company If My Dog Bites Someone?

    You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize—4.5 million occur every year in the U.S., according to the Centers for Disease Control and Prevention. And most victims are young children. Those injuries also have a bigger impact […]

    March 8, 2018

  • car2go

    Considering Joining a Car-Sharing Service? Four Things You Should Know

    Today, as car sharing has grown in popularity (well over a million people are members of various services in the U.S., according to the Transportation Sustainability Research Center (TSRC)), the number of options has grown, too. You can borrow a company-owned car (think Zipcar or Car2Go) for a few hours at a time or for […]

    February 19, 2018

  • Ventilation pipes

    Protect yourself from Carbon Monoxide—at Home and Work

    Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning—and the invisible, odorless gas sickens thousands more. The numbers seem even more tragic when you consider that most of these deaths and illnesses are preventable. Here are tips from the Consumer Product Safety […]

    February 5, 2018

  • tree in a field

    How to Keep Your Trees Healthy — and Upright

    They’re trees. And as with so many things in life, proper maintenance is critical. Keeping your trees healthy will allow you to continue to enjoy them and their benefits — one of which is providing enough oxygen for four people every day! Maintenance also will reduce the risk of a tree falling on your home […]

    January 16, 2018

  • Documenting Small Safety Incidents Key to Preventing Major Ones

    Studies show that for every major workplace injury or fatality, there are nearly 10 minor injuries – and more than 30 accidents that lead to property damage. Capturing data even on minor incidents that may seem trivial in isolation can be critical in informing efforts to prevent much greater dangers in the future. A big […]

    January 11, 2018