Our Blog

  • Preparing Your Home for Fall and Winter Storms

    As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and see parts of your house damaged by winds or falling trees or branches. Also, you […]

    November 6, 2021

  • Commercial Insurance Rate Hikes to Continue in 2022

    Rates for most commercial lines of insurance are likely to continue rising going into 2022, as claims costs mount across the board. A new report from Marketscout notes that rate increases have accelerated across all major lines, but have been most pronounced in liability coverages. The composite rate for commercial insurance pricing in the third […]

    November 6, 2021

  • Group Plan Affordability Level Set for 2022

    The IRS has announced the new affordability requirement test percentage that group health plans must comply with to conform to the Affordable Care Act. Starting in 2022, the cost of self-only group plans offered to workers by employers that are required to comply with the ACA, must not exceed 9.61% of each employee’s household income. […]

    November 6, 2021

  • Rating Bureau Aims to Require COVID-19 Claims Count Against X-Mods

    California’s Workers’ Compensation Insurance Rating Bureau has proposed plans to start requiring COVID-19 claims to be included when calculating employer X-Mods, according to a report by an industry trade publication. The proposal, which would have to be approved by the state insurance commissioner, would bring to an end current rules that exclude the impact of […]

    November 6, 2021

  • Medicine and healtcare costs

    Employer Medical Costs Expected to Rise 6.5% in 2022

    As this year sees increased health care spending due to pent-up demand after many people delayed medical procedures in 2020, a new report by PricewaterhouseCoopers (PwC) predicts employer medical costs will rise 6.5% in 2022. Last year was the first time that medical costs decreased, thanks to the COVID-19 pandemic keeping people from going to […]

    July 14, 2021

  • Covid-19 Coronavirus Vaccine

    EEOC Issues New Guidance on Vaccinating Employees

    As more Americans get inoculated with the COVID-19 vaccine, employers are wondering where they stand legally on requiring workers to get vaccinated, asking them whether they have been vaccinated and providing incentives for employees to get inoculated. On May 28, the Equal Employment Opportunity Commission updated its COVID-19 vaccination guidance to help employers navigate this risk-fraught territory. […]

    July 14, 2021