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    Understanding Home Insurance Coverage

    Explore the ins and outs of home insurance coverage. From types to coverage limits, learn how to secure your home against unexpected disasters. Household disasters happen. Problems like lightning strikes, household fires, and damage from wind can cause a host of problems that can be expensive to repair. While every homeowner lives with the risk […]

    May 8, 2024

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    Fifteen Warning Signs of Workers’ Comp Fraud

    Workers’ compensation fraud costs the insurance industry roughly $5 billion each year, according to estimates by the National Insurance Crime Bureau. Depending on whom you ask, fraud accounts for as much as 10% of the costs of all workers’ comp claims. This type of fraud is typically associated with malingering employees who fake injuries in […]

    April 23, 2024

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    Voluntary Benefits Improve Employee Satisfaction and Retention

    As the economy continues roaring, the market for top talent stays exceedingly competitive. Multiple studies have consistently shown that a robust set of employee benefits is a vital component of an overall compensation package. But it’s tough for smaller companies to compete with their large counterparts, who have the advantage of economies of scale. As […]

    April 23, 2024

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    New Regulations Aimed at ‘Easing’ California’s Property Insurance Market Crisis

    With the California commercial property and homeowner’s insurance markets increasingly stressed with fewer and fewer insurers willing to write policies in the Golden State, the insurance commissioner has floated a plan aimed at easing the crisis. The main thrust of the new proposal is to make it easier for insurers to get their rate-hike requests […]

    April 23, 2024

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    Cal/OSHA Publishes Model Workplace Violence Prevention Plan for New Law

    Cal/OSHA has published a model plan to help California employers comply with a new law requiring that they have in place a workplace violence plan. The model is designed to provide structure for employers to create their own plans. Businesses have the option to use the model plan, create their own or use another plan […]

    April 23, 2024

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    The Best Auto Insurance Discounts for Maximum Savings

    Discover the keys to maximum savings on auto insurance. Learn about top discounts, qualifying criteria, and tips for applying them effectively. Before you can be a driver on the road, you have to have auto insurance. A good policy isn’t just a requirement, it’s also a safety net that can provide you with financial protection […]

    April 11, 2024

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    The Ultimate Life Insurance Planning Guide

    Demystify life insurance planning with guidance on policy types and maximizing benefits for your family’s future security. For many of us, caring for our loved ones and dependents is the most important thing in life. If something were to happen to us, we want to believe that our loved ones would be cared for in […]

    March 26, 2024

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    Is Your Insurance Coverage Enough?

    Do you have adequate insurance coverage for your home and vehicle? Would you know if you did? Find out here whether your home is underinsured. Whether auto or homeowners, insurance is a powerful form of protection against disasters. Insurance makes rebuilding possible when something unexpected happens, whether a house fire or a car crash. Unfortunately, […]

    February 14, 2024

  • It’s Time to Post Your OSHA Form 300A

    Employers with 10 or more employees must post their completed OSHA Form 300A by Feb. 1 and keep it posted in their workplace until April 30. The form must be posted where the company usually posts other employee notices, like minimum wage and workplace safety notices. Form 300A summarizes the total number of fatalities, missed […]

    January 18, 2024

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    DOL Issues Final Independent Contractor Rule

    The U.S. Department of Labor in January 2024 finalized a new federal rule that will make it more difficult for employers to classify workers as independent contractors. The final rule formally rescinds the independent contractor rule issued by the DOL during the Trump administration a few years ago and provides a different interpretation of how […]

    January 18, 2024