September is National Baby Safety Month! Celebrate baby safety with these helpful tips for creating a safe living space. September is National Baby Safety Month. At this time of year, the Juvenile Products Manufacturers Association (JPMA) publishes information for parents about baby safety around the house. While it’s impossible to protect your child from all […]
September 13, 2024
If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough nonperishable food for everyone? In short, do you have the right plan and supplies to […]
August 14, 2024
How long you wait to notify your workers’ compensation insurer of a workplace injury can make a significant difference in the cost of that claim. When your premium is calculated, one of the key elements that your carrier takes into account is the cost and frequency of prior claims during the past few years. In […]
July 18, 2024
As more and more people are returning to work in offices after working remotely for a few years since the COVID-19 pandemic arrived, bullying and other workplace misconduct is increasing, according to a new study. The study by Fama Technologies, a maker of applicant screening software, found increases in misconduct growing across industry sectors, putting […]
July 18, 2024
Sales of voluntary group benefits grew at a record pace in 2023 as more employers expand their offerings and demand continues booming as employees seek out benefits that can defray costs, according to new research. Premiums collected for employer-sponsored voluntary benefits jumped 6.7% during the year to an aggregate $9.3 billion, with all lines of […]
July 18, 2024
California Insurance Commissioner Ricardo Lara on May 31 approved all of the Workers’ Compensation Insurance Rating Bureau’s recommended changes to class codes for some electronics manufacturing sectors, as well as increases to the wage thresholds for construction industry dual classifications. The following changes will take effect for policies incepting on or after Sept. 1, 2024: […]
July 18, 2024
As our summers get hotter and more regions battle sweltering heat waves, it’s imperative that employers take steps to protect their outdoor workers. People who are not acclimated to high heat conditions can easily suffer heat illness, which can be deadly. Between 2011 and 2021, there were 436 work-related deaths caused by environmental heat exposure, […]
July 17, 2024
Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and Prevention, about 10 people drown every day — and two of those are children 14 or […]
July 11, 2024
Is pet insurance worth the cost? Some pet owners benefit, while others do not. Here’s what to know about the value of pet insurance. Pet owners spend a lot of money on their pets. In fact, a typical dog owner spends about $1,500 for their dog each year, and a typical cat owner spends […]
June 17, 2024
Explore the ins and outs of home insurance coverage. From types to coverage limits, learn how to secure your home against unexpected disasters. Household disasters happen. Problems like lightning strikes, household fires, and damage from wind can cause a host of problems that can be expensive to repair. While every homeowner lives with the risk […]
May 8, 2024