Our Blog

  • teacher standing in front of a classroom

    7 Facts About Teachers That Might Surprise You

    “What really makes a teacher is love … for it is love that transforms the social duty of the educator into the higher consciousness of a mission.” Almost everyone has a story about a teacher who inspired them—the one who made learning fun, ignited a passion for a specific topic, or even pushed students hard […]

    May 4, 2020

  • COVID-19 testing

    IRS Allows HDHPs to Pay for COVID-19 Testing, Treatment Pre-Deductible

    The IRS has issued new emergency guidance that allows employers and insurers to waive the cost of coronavirus testing and treatment for workers who are enrolled in high-deductible health plans (HDHPs). Major health insurers report that employers have been asking if they can make the change to their high-deductible plans without breaching IRS regulations regarding […]

    April 9, 2020

  • Broken Chain

    Coronavirus Could Trigger Multiple Insurance Policies

    COVID-19 is forcing businesses to face a number of risks, liability and insurance implications. Companies could seek coverage for a variety of claims stemming from the outbreak, including workers’ compensation, business interruption, liability and more. And, now that it is a pandemic, the economic fallout may be expansive – hitting your company’s operations in the […]

    April 9, 2020

  • work from home

    Tips for Successful Telecommuting During Outbreak

    As the coronavirus spread ramps up and more people are being asked to self-isolate, many employers are scrambling to put systems in place to allow their employees to telecommute. Many companies are not set up for telecommuting arrangements, and they have legitimate concerns about productivity, communications ― and even the possibility of workers’ comp claims […]

    April 9, 2020

  • Workers' Compensation

    COVID-19 Emergency Workers’ Compensation Rating Changes on Tap

    Emergency rules are being developed to guide workers’ compensation classification and claims for coronavirus-affected employers and their workers in California. The Workers’ Compensation Insurance Rating Bureau is pursuing the temporary rules to ensure fairness for employers so that their workers’ comp rates and experience modifiers (X-Mods) are not adversely affected by COVID-19-related issues. The Rating […]

    April 9, 2020

  • CARES Act

    CARES Act Boosts Unemployment Benefits for Laid-off, Furloughed Workers

    With the sudden eruption of economic calamity, and more than 247 million Americans under stay-at-home orders, some 3.1 million individuals filed for unemployment in the last week of March. To counter the blow to their income, Congress passed and President Trump signed the $2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act, which in […]

    April 9, 2020

  • man in new car

    I Just Bought a New Car. What Insurance Coverage Do I Need?

    Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off your list: the right car insurance. While some auto coverage options are essential whatever the age of your car, new vehicles […]

    April 8, 2020

  • cat peeking over couch

    Keep Your Pets Safe in a Disaster

    A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a disastrous storm or other event. Your family emergency plan should include considerations for Fluffy or […]

    March 18, 2020

  • bird on electric line

    Why You Need Service Line Coverage

    Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about them when service is interrupted. And when that happens, you may be surprised by what your basic […]

    February 20, 2020

  • NZDM Starion OEM first aid kit

    Stay Safe on (and off) the Road This Winter With These Items for Your Car

    You keep your home stocked with supplies to use in case of emergency. (Right?) What about your car? During winter, extreme weather and road conditions can lead to all kinds of trouble when you’re traveling — crashes, getting stuck, getting lost. And cold temperatures make those situations even more dangerous than usual. So keep a […]

    February 6, 2020