Our Blog

  • New Compensation Requirements for Group Benefits Brokers

    The Consolidated Appropriations Act of 2021 requires agents, brokers and consultants providing health plan-related services to disclose the compensation they receive and the services they perform for that compensation. The rules apply to individual insurance agents/brokers as well as brokerages and agencies that earn more than $1,000 in direct or indirect compensation selling or administering […]

    January 13, 2022

  • It’s (almost) Time to Post Your Form 300A!

    We are reminding employers to post OSHA Form 300A from Feb. 1 to April 30, as required by law. Form 300A, which lists a summary of the total number of job-related injuries and illnesses that occurred last year, must be posted in a conspicuous place where it is visible to all of your employees. The […]

    January 13, 2022

  • Stay on Top of These New Laws, Rules in 2022

    Every year starts with a flurry of new laws and regulations that California employers have to contend with. And 2022 is no different as the California legislature had a busy year and the stresses of the COVID-19 pandemic resulted in more activity. The end result is another round of new laws that employers need to […]

    January 13, 2022

  • Preparing Your Home for Fall and Winter Storms

    As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and see parts of your house damaged by winds or falling trees or branches. Also, you […]

    November 6, 2021

  • Commercial Insurance Rate Hikes to Continue in 2022

    Rates for most commercial lines of insurance are likely to continue rising going into 2022, as claims costs mount across the board. A new report from Marketscout notes that rate increases have accelerated across all major lines, but have been most pronounced in liability coverages. The composite rate for commercial insurance pricing in the third […]

    November 6, 2021

  • Group Plan Affordability Level Set for 2022

    The IRS has announced the new affordability requirement test percentage that group health plans must comply with to conform to the Affordable Care Act. Starting in 2022, the cost of self-only group plans offered to workers by employers that are required to comply with the ACA, must not exceed 9.61% of each employee’s household income. […]

    November 6, 2021

  • Rating Bureau Aims to Require COVID-19 Claims Count Against X-Mods

    California’s Workers’ Compensation Insurance Rating Bureau has proposed plans to start requiring COVID-19 claims to be included when calculating employer X-Mods, according to a report by an industry trade publication. The proposal, which would have to be approved by the state insurance commissioner, would bring to an end current rules that exclude the impact of […]

    November 6, 2021