General Liability Insurance

Protecting the businesses of California

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.

Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.

Armstrong & Associates Insurance Services recommends that all businesses have general liability coverage in place. Request a quote or call us at 530-668-2777.

Additional Liability Coverage

Take a look at the list below for additional liability coverages that you may want to consider.

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Armstrong & Associates Insurance Services recommends that all professional and technology companies have E&O coverage.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Armstrong & Associates Insurance Services recommends considering this type of coverage.

Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, call Armstrong & Associates Insurance Services at 530-668-2777 and we’ll help make sure you’re properly covered.


We continue to closely monitor developments surrounding COVID-19 with a focus on protecting the health and well-being of our employees while simultaneously continuing to offer the top-notch service that our clients have come to expect. Effective immediately, we have decided to encourage all employees to work remotely, and until further notice.
 
We do not anticipate impacts in our ability to service your accounts. As a reminder, Armstrong offers 24/7 access to your insurance information through CSR24. CSR24 Online offers you secure access to your insurance information online 24/7 from a computer or mobile device.
 
Please call our office at 530-668-2777 with any questions.