Business Owners Policy – Serving California

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance.

You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where Armstrong & Associates Insurance Services can help.

A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.

Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Armstrong & Associates Insurance Services will work with you to find the right combination of business insurance coverage to meet your specific needs. Contact us today!

Supplemental Coverage Available

  • Extended liability for additional insureds.
  • Debris removal, personal property.
  • Tools and equipment.
  • Valuable records protection and accounts receivable.

In addition to advising you on the right coverage, we provide additional services, such as:

    • Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
    • Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
    • Competitive Rates – many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

To see if your business qualifies for one of these special programs, contact Armstrong & Associates Insurance Services for more information. Give us a call at 530-668-2777.


We continue to closely monitor developments surrounding COVID-19 with a focus on protecting the health and well-being of our employees while simultaneously continuing to offer the top-notch service that our clients have come to expect. Effective immediately, we have decided to encourage all employees to work remotely, and until further notice.
 
We do not anticipate impacts in our ability to service your accounts. As a reminder, Armstrong offers 24/7 access to your insurance information through CSR24. CSR24 Online offers you secure access to your insurance information online 24/7 from a computer or mobile device.
 
Please call our office at 530-668-2777 with any questions.