Commercial Umbrella Insurance

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Contact Armstrong & Associates Insurance Services today about a commercial umbrella insurance policy.

California – What you need to know about commercial umbrella insurance

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Armstrong & Associates Insurance Services recommends that your business insurance program include this coverage.

What is Excess Liability Coverage?

This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Who needs Excess Liability Coverage?

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure.

Talk to Armstrong & Associates Insurance Services today about your business operations and we can advise you what kind of liability coverage you need to protect yourself and your company. Just give us a call at 530-668-2777 and we’ll help make sure you’re covered.


We continue to closely monitor developments surrounding COVID-19 with a focus on protecting the health and well-being of our employees while simultaneously continuing to offer the top-notch service that our clients have come to expect. Effective immediately, we have decided to encourage all employees to work remotely, and until further notice.
 
We do not anticipate impacts in our ability to service your accounts. As a reminder, Armstrong offers 24/7 access to your insurance information through CSR24. CSR24 Online offers you secure access to your insurance information online 24/7 from a computer or mobile device.
 
Please call our office at 530-668-2777 with any questions.