As our summers get hotter and more regions battle sweltering heat waves, it’s imperative that employers take steps to protect their outdoor workers. People who are not acclimated to high heat conditions can easily suffer heat illness, which can be deadly. Between 2011 and 2021, there were 436 work-related deaths caused by environmental heat exposure, […]
July 17, 2024
Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and Prevention, about 10 people drown every day — and two of those are children 14 or […]
July 11, 2024
Is pet insurance worth the cost? Some pet owners benefit, while others do not. Here’s what to know about the value of pet insurance. Pet owners spend a lot of money on their pets. In fact, a typical dog owner spends about $1,500 for their dog each year, and a typical cat owner spends […]
June 17, 2024
Explore the ins and outs of home insurance coverage. From types to coverage limits, learn how to secure your home against unexpected disasters. Household disasters happen. Problems like lightning strikes, household fires, and damage from wind can cause a host of problems that can be expensive to repair. While every homeowner lives with the risk […]
May 8, 2024
Workers’ compensation fraud costs the insurance industry roughly $5 billion each year, according to estimates by the National Insurance Crime Bureau. Depending on whom you ask, fraud accounts for as much as 10% of the costs of all workers’ comp claims. This type of fraud is typically associated with malingering employees who fake injuries in […]
April 23, 2024
As the economy continues roaring, the market for top talent stays exceedingly competitive. Multiple studies have consistently shown that a robust set of employee benefits is a vital component of an overall compensation package. But it’s tough for smaller companies to compete with their large counterparts, who have the advantage of economies of scale. As […]
April 23, 2024
With the California commercial property and homeowner’s insurance markets increasingly stressed with fewer and fewer insurers willing to write policies in the Golden State, the insurance commissioner has floated a plan aimed at easing the crisis. The main thrust of the new proposal is to make it easier for insurers to get their rate-hike requests […]
April 23, 2024
Cal/OSHA has published a model plan to help California employers comply with a new law requiring that they have in place a workplace violence plan. The model is designed to provide structure for employers to create their own plans. Businesses have the option to use the model plan, create their own or use another plan […]
April 23, 2024
Discover the keys to maximum savings on auto insurance. Learn about top discounts, qualifying criteria, and tips for applying them effectively. Before you can be a driver on the road, you have to have auto insurance. A good policy isn’t just a requirement, it’s also a safety net that can provide you with financial protection […]
April 11, 2024
Demystify life insurance planning with guidance on policy types and maximizing benefits for your family’s future security. For many of us, caring for our loved ones and dependents is the most important thing in life. If something were to happen to us, we want to believe that our loved ones would be cared for in […]
March 26, 2024