Statistics show that approximately 1 out of every 2 renters have renters insurance. Some people choose not to get this type of insurance because they misunderstand how the insurance works and what the benefits might be. Below, we’ve debunked five renters insurance myths to help you decide if renters insurance is right for you. Myth […]
December 9, 2024
As temperatures drop and heating expenses climb, maintaining a warm home without over-relying on your heating system becomes essential. Here are six effective strategies to keep your living space cozy during the colder months: 1. Seal Drafts with Weatherstripping Drafts around windows and doors can significantly reduce indoor warmth. Applying weatherstripping is a straightforward solution […]
November 21, 2024
Cal/OSHA’s indoor heat illness prevention regulations took effect July 24, requiring employers to implement safety measures when indoor workplace temperatures reach or exceed 82 degrees Fahrenheit. The new rules apply to most indoor workplaces, such as restaurants, warehouses and manufacturing facilities, and require employers to provide water, rest, cool-down areas and training when temperatures exceed […]
October 30, 2024
Research has found that workers who are provided with paid sick leave are less likely to suffer workplace injuries. Researchers at the National Institute for Occupational Safety and Health found that private-sector workers with access to paid sick leave were 28% less likely to suffer non-fatal industrial injuries than those without access to leave. They […]
October 30, 2024
One of the keys to managing risks when you first start a business is getting the right insurance to cover your operations, property and potential liabilities. Unfortunately, many business owners fail to update their policies and just renew them year after year even if the company has grown, expanded operations and facilities, and added new […]
October 30, 2024
California Governor Gavin Newsom, legislators and business groups struck an agreement this summer to reform a law that has become a costly thorn in the side of employers operating in the state: the Private Attorneys General Act. The deal averted a showdown over a business-backed initiative slated to be on the November ballot that would […]
October 30, 2024
Boo! Halloween is almost here – Are you ready for a safe, fun holiday? Follow these safety tips for an enjoyable night of tricks and treats. Halloween is approaching quickly! This night of tricks and fun is a fantastic opportunity to decorate your home, have fun with the kids, and enjoy a few spooks on […]
October 10, 2024
September is National Baby Safety Month! Celebrate baby safety with these helpful tips for creating a safe living space. September is National Baby Safety Month. At this time of year, the Juvenile Products Manufacturers Association (JPMA) publishes information for parents about baby safety around the house. While it’s impossible to protect your child from all […]
September 13, 2024
If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough nonperishable food for everyone? In short, do you have the right plan and supplies to […]
August 14, 2024
How long you wait to notify your workers’ compensation insurer of a workplace injury can make a significant difference in the cost of that claim. When your premium is calculated, one of the key elements that your carrier takes into account is the cost and frequency of prior claims during the past few years. In […]
July 18, 2024