With more and more California businesses being forced to go to the California FAIR Plan for their coverage, the market of last resort has moved to increase its commercial property coverage limits significantly. This should bring a semblance of relief to companies located in wildfire-prone areas, who have seen their commercial property insurance non-renewed and […]
April 26, 2023
One of the keys to keeping the costs of a workers’ compensation claim from spiraling out of control is prompt claims reporting. Claims are routinely filed late, either by the injured worker who fails to report it to the employer, or the employer dawdling or procrastinating and not reporting the claim to its insurer. Either […]
October 25, 2022
As group health plan open enrollment looms for most companies, communicating your offerings to your staff is key to getting as many of them as possible to sign up for coverage. That requires a solid strategy aimed at helping your employees understand their choices and the financial implications of them. Most importantly, you want to […]
October 25, 2022
California Governor Gavin Newsom has signed into law legislation that would bar employers from discriminating against employees and job applicants who use cannabis on their time off. The law amends the California Fair Employment and Housing Act (FEHA) to prohibit discrimination against an individual based on “an employer-required drug screening test” that detects the presence […]
October 25, 2022
Employers are increasingly turning to voluntary benefits and services to personalize their benefit offerings, support their employees’ overall well-being and security, and attract and retain talent. Voluntary benefits and services offerings today tend to be geared toward baby boomers, who are a large segment of the workforce. But, as baby boomers will be retiring in […]
July 19, 2022
If you are concerned about loss through employee theft, thieves breaking in after you close, or just want to improve security on your premises, video surveillance is the way to go. Video monitoring and surveillance have become extremely affordable, easy to implement and effective, and they are excellent risk management and loss-reduction tools. For a […]
July 19, 2022
Cal/OSHA has issued a reminder to employers that they are required to protect their outdoor workers from unhealthy air due to wildfire smoke. Cal/OSHA’s Protection from Wildfire Smoke emergency regulation put in place in August 2019 was made permanent in February 2021. For the safety of your workers and to comply with the regulation, it’s […]
July 19, 2022
As we get closer to another scorching California summer, Cal/OSHA is reminding employers with outdoor workers to take precautions to protect them against the heat. California employers need to be especially mindful as Cal/OSHA has workplace safety regulations governing the prevention of heat illness and the agency actively enforces its heat illness prevention standard. Employers […]
April 29, 2022
The Consolidated Appropriations Act of 2021 requires agents, brokers and consultants providing health plan-related services to disclose the compensation they receive and the services they perform for that compensation. The rules apply to individual insurance agents/brokers as well as brokerages and agencies that earn more than $1,000 in direct or indirect compensation selling or administering […]
January 13, 2022
We are reminding employers to post OSHA Form 300A from Feb. 1 to April 30, as required by law. Form 300A, which lists a summary of the total number of job-related injuries and illnesses that occurred last year, must be posted in a conspicuous place where it is visible to all of your employees. The […]
January 13, 2022