One workers’ compensation claim can send your experience modifier spiraling out of control if the injured employee stays away from work for an extended period of time. The longer they are off work, the more costly the claim becomes since they will continue receiving temporary disability payments. That’s in addition to any medical expenses that […]
April 29, 2022
A surge in federal government subsidies has led many people to drop their employer-sponsored health insurance and instead seek out coverage on government-run Affordable Care Act exchanges, according to a report by the Kaiser Family Foundation. Subsidies, which were increased substantially by COVID-19 stimulus legislation, are so large for some who purchase coverage on exchanges […]
April 29, 2022
All large corporations and national businesses have someone in charge of risk management, if not a whole department. But hiring a risk specialist or dedicating a number of employees to that kind of work is typically too expensive for most small and mid-sized companies. So, this risk mitigation typically is left to the business owner […]
April 29, 2022
As we get closer to another scorching California summer, Cal/OSHA is reminding employers with outdoor workers to take precautions to protect them against the heat. California employers need to be especially mindful as Cal/OSHA has workplace safety regulations governing the prevention of heat illness and the agency actively enforces its heat illness prevention standard. Employers […]
April 29, 2022
Flood insurance offers a layer of protection for your home that stands up to even the worst natural disasters. Here are some reasons why you should consider adding it to your homeowner’s policy. When natural disasters, accidents, or other property-threatening events strike, homeowner’s insurance helps get your life back on track as soon as possible. […]
April 11, 2022
Homeowners insurance is critical for protecting your home and its contents in the event of damage. Learn 5 ways to keep costs down on a new or existing policy. Much like paying for routine maintenance of a vehicle, your homeowner’s insurance policy is meant to do something very important: keep things running smoothly. In the […]
March 14, 2022
Choosing the right pet insurance can save you money in the long run. Here are four steps and strategies to help you find the right policy and get the most out of it. As any pet parent that’s ever been stuck with an unexpected vet bill can attest, pet insurance can be a lifesaver, both […]
February 14, 2022
Preparing for ice and snow not only keeps you comfortable but may even save your life. Here are 5 tips to protect you and your loved ones while driving in the winter.
January 21, 2022
The Consolidated Appropriations Act of 2021 requires agents, brokers and consultants providing health plan-related services to disclose the compensation they receive and the services they perform for that compensation. The rules apply to individual insurance agents/brokers as well as brokerages and agencies that earn more than $1,000 in direct or indirect compensation selling or administering […]
January 13, 2022
We are reminding employers to post OSHA Form 300A from Feb. 1 to April 30, as required by law. Form 300A, which lists a summary of the total number of job-related injuries and illnesses that occurred last year, must be posted in a conspicuous place where it is visible to all of your employees. The […]
January 13, 2022