Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an accident. And after an accident is not the time to find out you’re underinsured. When […]
January 13, 2020
If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in no time — and maybe with an amusing story to chuckle […]
December 5, 2019
The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang, the Corvette Stingray, and other iconic vehicles. Along with restoring them, they blended modern features with classic car bodies […]
October 28, 2019
While health insurance premiums aren’t going up as much as they used to, both employers and their workers are still struggling with higher health care costs. According to the “2018 Health and Voluntary Workplace Benefits Survey,” published by the Employee Benefit Research Institute together with Greenwald & Associates, roughly half of all workers experienced an […]
October 3, 2019
Gov. Gavin Newsom has signed a measure into law that has implications for when employers are required to report serious workplace injuries to Cal/OSHA. The new law, AB 1805, broadens the scope of what will be classified as a serious illness, injury or exposure and is expected to increase the number of workplace incidents that […]
October 3, 2019
California Gov. Gavin Newsom has signed legislation into law that will codify a court ruling from last year that set new ground rules for what constitutes an independent contractor, and which expands on that ruling. There’s been a lot written in the media about the legislation, AB 5, and unfortunately, much of it misses the […]
October 3, 2019
Starting in 2020, the threshold for California employers to be eligible for experience rating (X-Mod) has been reduced by order of the state insurance commissioner. Commissioner Ricardo Lara in September approved the recommendations by the Workers’ Compensation Insurance Rating Bureau to lower thresholds for determining eligibility for experience rating and when a carrier needs to […]
October 3, 2019
Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the minimalist lifestyle. Wondering what the all the fuss is about? Let’s talk about some of the benefits of […]
September 24, 2019
Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to spend time doing what you love. However, group riding has its own risks. This is especially […]
August 21, 2019
We’re not quite sure where summer went, but if you haven’t noticed, it’s already time to think about the new school year. And as you think about how to get your kids organized and ready, consider doing the same thing for something else — your home. It won’t just be good for you; in many […]
August 1, 2019