Can I Still Buy Life Insurance If I’ve Had Covid-19?
Did you test positive for the Covid-19 virus and still want a life insurance policy to protect your loved ones? Here’s what you need to know beforehand.
November 29, 2021
Our Blog
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Preparing Your Home for Fall and Winter Storms
As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and see parts of your house damaged by winds or falling trees or branches. Also, you […]
November 6, 2021
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Commercial Insurance Rate Hikes to Continue in 2022
Rates for most commercial lines of insurance are likely to continue rising going into 2022, as claims costs mount across the board. A new report from Marketscout notes that rate increases have accelerated across all major lines, but have been most pronounced in liability coverages. The composite rate for commercial insurance pricing in the third […]
November 6, 2021
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Group Plan Affordability Level Set for 2022
The IRS has announced the new affordability requirement test percentage that group health plans must comply with to conform to the Affordable Care Act. Starting in 2022, the cost of self-only group plans offered to workers by employers that are required to comply with the ACA, must not exceed 9.61% of each employee’s household income. […]
November 6, 2021
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Rating Bureau Aims to Require COVID-19 Claims Count Against X-Mods
California’s Workers’ Compensation Insurance Rating Bureau has proposed plans to start requiring COVID-19 claims to be included when calculating employer X-Mods, according to a report by an industry trade publication. The proposal, which would have to be approved by the state insurance commissioner, would bring to an end current rules that exclude the impact of […]
November 6, 2021
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How Often Should You Replace Your Roof and Why is it Important?
Don’t overlook your roof! This important structure affects more than curb appeal. It’s responsible for protecting many structures and systems.
October 22, 2021
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What Type of Insurance Do Small Business Owners Need?
September 22nd is Business Women’s Day. Learn how to assess your small business insurance needs to prevent headaches and growing pains down the line.
September 8, 2021
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Does My College Student Need Life Insurance?
It may not be on your radar, but there are important factors to consider when determining if your college student needs life insurance.
August 24, 2021
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Employer Medical Costs Expected to Rise 6.5% in 2022
As this year sees increased health care spending due to pent-up demand after many people delayed medical procedures in 2020, a new report by PricewaterhouseCoopers (PwC) predicts employer medical costs will rise 6.5% in 2022. Last year was the first time that medical costs decreased, thanks to the COVID-19 pandemic keeping people from going to […]
July 14, 2021
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EEOC Issues New Guidance on Vaccinating Employees
As more Americans get inoculated with the COVID-19 vaccine, employers are wondering where they stand legally on requiring workers to get vaccinated, asking them whether they have been vaccinated and providing incentives for employees to get inoculated. On May 28, the Equal Employment Opportunity Commission updated its COVID-19 vaccination guidance to help employers navigate this risk-fraught territory. […]
July 14, 2021