Employers are increasingly turning to voluntary benefits and services to personalize their benefit offerings, support their employees’ overall well-being and security, and attract and retain talent. Voluntary benefits and services offerings today tend to be geared toward baby boomers, who are a large segment of the workforce. But, as baby boomers will be retiring in […]
July 19, 2022
If you are concerned about loss through employee theft, thieves breaking in after you close, or just want to improve security on your premises, video surveillance is the way to go. Video monitoring and surveillance have become extremely affordable, easy to implement and effective, and they are excellent risk management and loss-reduction tools. For a […]
July 19, 2022
Your workers’ underlying health can greatly affect the amount of time they are off the job recovering from a workplace injury. Employees with pre-existing health issues like hypertension, obesity and mental health spend 60% more time recovering from workplace injuries than healthy workers, according to a study by Newport Beach, CA-based Harbor Health Systems. These […]
July 19, 2022
Cal/OSHA has issued a reminder to employers that they are required to protect their outdoor workers from unhealthy air due to wildfire smoke. Cal/OSHA’s Protection from Wildfire Smoke emergency regulation put in place in August 2019 was made permanent in February 2021. For the safety of your workers and to comply with the regulation, it’s […]
July 19, 2022
Travel insurance can minimize the financial risks associated with traveling. From accidents to illness to lost luggage, travel insurance has you covered. Vacations are usually an exciting time, filled with anticipation and activity planning. What travelers seldom plan for, however, are events that are a little less sun-and-fun and a little more doom-and-gloom. Interruptions, cancellations, […]
July 11, 2022
Corsages, limousines, too much cologne, and a million and one selfies. That’s right, it’s prom season again! Learn how to keep your teen safe on this milestone night. Prom — a time of exhilaration and celebration for teens eager to get out and enjoy themselves, but a nerve-wracking test of trust for even the most […]
June 13, 2022
May is Skin Cancer Awareness Month. Here are 4 ways you can help to lower your risk of skin cancer while enjoying the sun safely. Warm spring weather is the perfect antidote to the cabin fever that winter often inspires, especially the idea of getting some sun on your face. Though getting some fresh air […]
May 9, 2022
One workers’ compensation claim can send your experience modifier spiraling out of control if the injured employee stays away from work for an extended period of time. The longer they are off work, the more costly the claim becomes since they will continue receiving temporary disability payments. That’s in addition to any medical expenses that […]
April 29, 2022
A surge in federal government subsidies has led many people to drop their employer-sponsored health insurance and instead seek out coverage on government-run Affordable Care Act exchanges, according to a report by the Kaiser Family Foundation. Subsidies, which were increased substantially by COVID-19 stimulus legislation, are so large for some who purchase coverage on exchanges […]
April 29, 2022
All large corporations and national businesses have someone in charge of risk management, if not a whole department. But hiring a risk specialist or dedicating a number of employees to that kind of work is typically too expensive for most small and mid-sized companies. So, this risk mitigation typically is left to the business owner […]
April 29, 2022